There’s such a thing as a win-win-win. For example, there’s a way to support those we serve today, get an income tax deduction (when you itemize) and enjoy income for life. It’s called an impact charitable gift annuity (CGA).

How Does It Work?

In exchange for a gift of $25,000 or more, the University of North Texas will send you lifetime payments at a fixed rate. You designate the University of North Texas to receive the first three to five years of payments. At the end of the term, and for the rest of your life, you receive the payments.

Any remaining balance again supports our cause. Imagine the good you could do now and in the future through this powerful gift.

What Are the Benefits?

With this gift, you’ll enjoy:

• Lifetime income
• Income that is partially tax-free throughout your life expectancy
• A charitable deduction for a portion of your gift
• Fixed rates that don’t fluctuate with the stock market or interest rates
• The opportunity to designate a loved one as the recipient of the income
• Savings on capital gains taxes if you contribute appreciated securities

Most of all, you’ll know that you're making a difference on our mission today and tomorrow.

Tip: You can write this gift arrangement to direct as many payments as you wish back to UNT. You’ll qualify for a tax deduction each year you do so.

By the Numbers

In this example, Daniel decides to make a $50,000 charitable gift annuity. He commits the first 5 years of payment to the University of North Texas.

	Immediate CGA	Impact CGA
Daniel’s age at time of gift	75	75 but commits to defer five years’ worth of payments (until age 80)
Annuity Rate	6.0%	6.0%
Annual Income	$3,000	$3,000 per year to us. After five years, payment goes to Daniel
Additional gift to charity	0	$15,000
Income Tax Deduction* in Year of Gift	$24,089	$36,419

 *Assumes a 3.6% CMFR

These rates are subject to change. Please contact us for a personalized illustration.

See How You Can Benefit

We would be happy to run a personalized calculation showing you the benefits you or your loved one can enjoy. Simply contact Roy Grisham, CPCU at 940-565-3686 or roy.grisham@unt.edu to learn more today.